Only Callsign's behavioral biometrics are….
Secure and user friendly, behavioral biometrics are the UK’s preferred 2nd factor in a SCA solution. We use advanced behavioral biometrics and device fingerprinting technology to passively authenticate your customers
Behavioral biometrics are compliant with privacy legislation and can be implemented without adding friction to the customer’s experience. Our solution serves all your customers and does not require explicit consent.
Despite the extension for implementing Strong Customer Authentication (SCA) for e-commerce transactions to 14 March 2022, it is expected that issuers go live with a SCA solution as early as possible. Our solution is readily deployable by issuers using either a RSA, VCAS, or Broadcom ACS.
Layered SCA protection
For SCA, behavioral biometric solutions must be able to positively identify the user for inherence to be achieved. Our behavioral biometrics passively analyze traits that another individual wouldn’t be able to replicate, such as keystroke, finger pressure and muscle memory.
What's more, the EBA Opinion issued in June 2019 confirmed the use of swipe authentication (a behavioral authentication method unique to Callsign) as an inherence factor.
Knowledge, possession, inherence
Our unique solution can turn a 1FA login (username/password) into an ultra-secure 3FA journey, with layered location, device and behavioral biometric authentication data – all collected passively in the background.
Callsign is the only vendor in the world that can do all of this with a single SDK.
Something only the user knows
Something only the user has
Something only the user is
Seamless SCA payments
Callsign’s delegated authentication capability allows you to authenticate a user’s payment request during their digital journey, eliminating the need for out-of-band authentication via SMS OTP.
Customer selects payment method
Customer prompted to enter email address to authenticate. Behavioral biometrics & device fingerprinting to deliver a PSD2 compliant payment authentication event